What’s happening in the markets?… is not always the best question

Whilst it’s good to have someone on your team (your financial adviser) who knows what’s happening in the markets, it’s not always helpful to relay all that information to you and have you make decisions about it. We can’t control the markets, but we can control our conversations about money.

That’s why it’s not always helpful to ask what is happening in the markets; it’s more beneficial to ask what problems we can work on in our own lives, that we can choose to influence or overcome.

Because these will always, always, affect our money.

In some of the most recent financial planning conversations, we’re trying to focus on some of the most common emotional, behavioural and financial problems we can help our clients solve.


  1. Anxiety
  2. Fear
  3. Uncertainty

It is empowering to talk about and plan for what could or might happen, it’s not always pleasant (because it’s so filled with anxiety!), but it’s necessary. Through this, we can deal with and confront what is happening at any given point and become comfortable with uncertainty, helping you paint a more understandable and accessible future.


  1. Risk Management
  2. Control
  3. Confidence

We live in an era that is pleading with us to be kinder to ourselves, and it’s a wonderful space in which to be present. It’s not about ignoring pain or problems, but it could be about planning to be less wrong tomorrow. We can reduce the big blow-ups and mistakes and let the boring be beautiful! This helps us gain a better sense of control and restores confidence in bucket loads.


  1. Do we have enough?
  2. Paying too much tax
  3. Giving

This first question here is one that often needs as much reframing as the one in the title of this blog! Our challenge is to deal with the intersection of enough vs more and align money and time with what’s most important to us. This then helps us with some of the more practical concerns, like minimising tax and finding a way to make our money expand, and not reduce, our legacy. It’s powerful to be able to give with a warm heart, not a cold hand.

If you want to explore these questions more, and change how you engage with your money and how it affects your quality of life, let’s chat!

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